Terms and Conditions

Effective Date: June 13th, 2025

Welcome to Tavira Insurance Agency (“we,” “us,” or “our”). By accessing or using our website and services, you agree to the following Terms and Conditions. Please read them carefully. If you do not agree with any part, please do not use our services.

1. Services Offered

Tavira Insurance Agency provides insurance services including personal lines (e.g., auto, home, renters, life) and commercial lines (e.g., general liability, commercial auto, workers’ comp, property). We work with both admitted and non-admitted carriers.

2. Licensing & Availability

We are licensed to offer insurance products in the State of California. All insurance quotes are non-binding until underwritten and approved by the carrier. Product availability may vary.

3. No Guarantee of Coverage

Submitting an application or request does not guarantee coverage. Coverage is only effective upon confirmation from the insurer and receipt of payment, unless otherwise stated.

4. Payments & Fees

Premium payments are processed in accordance with carrier terms. Missed or late payments may lead to cancellation. Tavira Insurance Agency may charge administrative or service fees, which will be disclosed prior to any transaction.

5. Cancellations & Refunds

Policy cancellations and refunds are governed by each insurer’s terms. Refunds may be calculated on a pro-rated or short-rate basis. Any agency service fees are typically non-refundable.

6. Privacy Policy

We are committed to protecting your privacy. For details on how we collect, use, and safeguard your personal information, please refer to our [Privacy Policy].

7. User Responsibilities

You agree to provide accurate and complete information when requesting quotes or purchasing policies. It is your responsibility to review your policy documents and notify us of any necessary changes.

8. Intellectual Property

All content on this site—including logos, graphics, and text—is owned by Tavira Insurance Agency or licensed for use. You may not reuse or reproduce any content without written permission.

9. Limitation of Liability

Tavira Insurance Agency is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Your sole remedy is to discontinue use of our services.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

11. Contact Information

Tavira Insurance Agency

803 Camarillo Springs Rd., Suite D

Camarillo, CA 93102

Phone: (866) 645-7055

Email: info@tavirainsurance.com